BISP SIM Wallet 2026: SIM Registration, Eligibility & Payment Method -

The Benazir Income Support Program (BISP) has fully transitioned to the Social Protection Digital Wallet system. This article provides the details “BISP SIM Wallet,” its benefits, the registration process, and how it is facilitating the millions of women across the country.

Table of Contents

The Vision Behind the BISP Digital Shift

For over a decade, BISP beneficiaries faced significant hurdles: long travel distances to crowded campsites, hours of waiting in the sun, and unfortunately, illegal deductions by corrupt agents. In 2026, the government addressed these issues by launching the BISP SIM Wallet.

The goal is simple: Financial Inclusion. By giving every beneficiary a digital wallet linked to their own mobile SIM, the government ensures that every rupee of the Rs. 13,500 quarterly installment reaches the hands of the rightful owner safely and with dignity.

What is the BISP SIM Wallet?

The BISP SIM Wallet is a digital bank account specifically designed for BISP beneficiaries. It is not a physical card but a digital account linked to your CNIC and a verified mobile SIM.

Key Specifications:

Official Code: 8171
Current Installment: Rs. 13,500 (Standard) / Rs. 14,500 (Special Categories)
Wallet Partners: JazzCash, EasyPaisa, and UBL Digital.
Security: Biometric (thumbprint) verified.

Benefits of the New BISP SIM Wallet System

The transition to a SIM-based wallet offers several transformative advantages:

Zero Deductions: Since the money is transferred digitally, no agent can take a “commission.” You get the full amount.
24/7 Access: You no longer wait for a “camp” to open. You can withdraw money from any biometric ATM or registered shop at your convenience.
Financial Independence: Women, who are the primary beneficiaries, now have direct control over their household’s financial support.
Real-Time Alerts: You receive an immediate SMS from 8171 as soon as the funds are credited to your wallet.

Eligibility Criteria for BISP SIM Wallet 2026

To maintain the integrity of the program, BISP uses a Poverty Means Test (PMT). To be eligible for the wallet and the cash grant in 2026:

PMT Score: Must be below 32.10.
Employment: No family member should be a government employee or receive a pension.
Identity: Must have a valid, non-expired CNIC.
SIM Ownership: The mobile SIM must be registered in the name of the woman who is the BISP beneficiary.

Step-by-Step Registration & Activation

If you are a new applicant or an existing beneficiary shifting to the wallet system, follow this path:

Step 1: Online Status Check

Before visiting an office, check if you are eligible.

Visit the 8171 Web Portal.
Enter your 13-digit CNIC.
If it says “Eligible,” you can proceed to activate your wallet.

Step 2: Obtain a BISP Free SIM

In many districts (especially in Sindh and Punjab), the government is providing Free SIM Cards to women. Visit a designated BISP Center or a partner mobile operator shop (like Jazz or Telenor) to collect your SIM. Ensure it is biometrically verified in your name.

Step 3: Visit the BISP Office/UC Desk

In 2026, registration has been decentralized to the Union Council (UC) level.

Bring your original CNIC and children’s B-Forms.
Complete the Dynamic Survey to update your household data.
The staff will link your verified SIM to the BISP database.

Step 4: Biometric Activation

Finalize the process by scanning your thumbprint at a partner bank terminal (HBL Konnect/Bank Alfalah). Once verified, your wallet is activated, and you will receive a confirmation SMS from 8171.

How to Withdraw Your Money

Once the SMS “Your payment of Rs. 13,500 has been credited” arrives, you have three options:

Biometric ATMs: Go to any HBL or Bank Alfalah ATM. Select “BISP/Ehsaas,” enter your CNIC, and use your thumbprint to withdraw cash—no card needed.
Retail Agents: Visit any authorized JazzCash or EasyPaisa shop.
Digital Transfer: Use the mobile app to pay utility bills or transfer money to other accounts.

Important Warnings: Stay Safe from Scams

The government strictly warns against fraud:

Official SMS: ONLY trust messages from 8171.
No WhatsApp: BISP does not use WhatsApp for any service.
No Fees: Registration and SIM issuance are 100% Free. If anyone asks for money, report them to the helpline at 0800-26477.

The BISP SIM Wallet 2026 is a major milestone for Pakistan’s digital economy. It brings transparency to the doorstep of the poor and ensures that social welfare is no longer a struggle of queues and middlemen. By registering your SIM today, you secure your family’s financial future.

Watch Video: BISP Digital Wallet Explained