The Punjab Government has introduced the CM Himmat Card Program to provide financial support and a life of dignity to Persons with Disabilities who are genuinely needy and unable to work. This guide explains everything you need to know about who can apply and how to register.

What is the Himmat Card Program?
The Himmat Card is a special initiative by the Punjab government designed to empower disabled individuals who are unable to earn an income. It acts like an ATM card, allowing beneficiaries to receive cash directly and easily.
Benefits of the Himmat Card:
- Quarterly Financial Aid: Eligible individuals receive a stipend of Rs. 10,500 every three months.
- Easy Cash Withdrawal: The card works like an ATM card, so you can easily take out cash from any ATM in Punjab.
- Other Facilities: The card is also intended to provide access to special discounts, healthcare support, and other welfare services announced by the government.
- Priority for Women: A 30% quota is reserved specifically for women with disabilities.
Who is Eligible for CM Himmat Card Program? (Eligibility Criteria)
To ensure the help reaches the most deserving people, the government has set clear conditions. You are eligible if you meet the following requirements:
- Certified PWD: You must be officially recognized and certified as a Person with Disability (PWD) by the Social Welfare Department of Punjab.
- Unfit to Work: You must be declared “Not Fit to Work” because of your disability.
- No Employment: You must not be employed in any government or private sector job.
- Low-Income Score (PMT): Your family’s Proxy Means Test (PMT) score (a poverty assessment score usually issued by BISP) must be 45 or below (some sources mention 37, but 45 is a widely reported recent threshold).
- No Other Major Aid: You should not be receiving recent financial assistance from other big government welfare programs like the Benazir Income Support Programme (BISP), Zakat Fund, or Bait-ul-Maal.
- Data Update: Your personal information (CNIC, address, mobile number, etc.) must be updated in the Disabled Persons Management Information System (DPMIS)
How to Apply for the Himmat Card (Registration Guide)
The registration process involves a few important steps to ensure all your details are correct and verified.
Step 1: Get Your Documents Ready
Make sure you have the following documents prepared:
- CNIC Copy: A copy of your original Computerized National Identity Card (CNIC).
- Disability Certificate: The official certificate issued by the Punjab Social Welfare Department confirming your disability and ‘Not Fit to Work’ status.
- Proof of Unemployment: (If necessary)
- PMT Score Verification: (If you have a BISP PMT score verification).
Step 2: Update Your Data
Ensure that your details (especially your disability status, address, and mobile number) are correctly updated in the government’s Disabled Persons Management Information System (DPMIS).
Step 3: Submit Your Application
You can apply through two main methods:
Method A: Online Application (If Available)
- Visit the Official Portal: Go to the official Social Welfare Department portal (e.g., swd.punjab.gov.pk/Himmatcard or the relevant PSPA website).
- Fill the Form: Accurately enter your CNIC number, personal details, and disability information.
- Upload Documents: Upload the required documents, such as your CNIC and Disability Certificate.
- Submit: Send your application for verification.
Method B: Manual Application
- Visit the Office: Go to your nearest District Social Welfare Office.
- Get the Form: Ask the staff for the Himmat Card registration form.
- Attach Documents: Fill the physical form and attach photocopies of all required documents.
- Submit: Hand over the application to the staff for official verification.
Step 4: Verification and Card Collection
- Wait for Verification: The Social Welfare Department will verify your application and eligibility. You will receive updates via SMS on your registered mobile number.
- Card Issuance: Once approved, you will be notified to collect your Himmat Card (which is linked to your bank account) from the designated office or bank.
How to Check Your Eligibility Status
You can quickly check if you are eligible or what your application status is:
- Online Portal: Use the official Himmat Card or Social Welfare portal and enter your CNIC number to check your status.
- Helpline: For any questions or difficulties, you can call the official Himmat Card helpline (often 1312).
- SMS Service: You will typically receive regular updates via SMS on the number you provided during registration.
The CM Himmat Card is a great step by the government to provide respect, financial independence, and equal access to persons with disabilities in Punjab. If you meet the criteria, you should complete your registration to benefit from this important program.
